Terms of use

Terms of Use for Premier Producers Group DBA Kinzel Senior Benefits

Effective Date: November 1, 2025

Welcome to the website of Premier Producers Group DBA Kinzel Senior Benefits ("Kinzel Benefits," "we," "us," or "our"). These Terms of Use govern your access to and use of our website, services, tools, content, and applications (collectively, the "Services"). By using our Services, you agree to abide by these Terms of Use. If you do not agree, please discontinue use of the Services immediately.


1. Eligibility

You must be at least 18 years old to use our Services. By using our website, you confirm that you are of legal age and possess the authority to enter into this agreement.


2. Use of the Services

You may use our Services for lawful purposes only. You agree not to:

Use the Services for any fraudulent, misleading, or unlawful activity. Copy, reproduce, modify, or distribute content without written permission. Access or attempt to access any systems or data not intended for your use. Introduce any viruses, malware, or harmful code to the site.

We reserve the right to terminate access to the Services for any user who violates these terms.


3. Intellectual Property

All content on the Services—including text, graphics, logos, images, and software—is owned or licensed by Kinzel Benefits and protected under copyright, trademark, and other applicable laws. Unauthorized use is strictly prohibited.


4. Third-Party Links and Services

Our Services may contain links to third-party websites or resources. These are provided for your convenience and do not imply any endorsement. We are not responsible for the content, terms, or privacy policies of third-party sites.


5. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the Services will be error-free, uninterrupted, or secure. Use of our Services is at your own risk.


6. Limitation of Liability

To the maximum extent permitted by law, Kinzel Benefits shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

Use or inability to use our Services; Unauthorized access to or use of our servers or personal information; Any bugs, viruses, or harmful code transmitted through our Services


7. Indemnification

You agree to defend, indemnify, and hold harmless Kinzel Benefits, its affiliates, and service providers from any claims, losses, liabilities, or expenses (including legal fees) arising out of your use of the Services or violation of these Terms.


8. Changes to the Terms

We may update these Terms of Use from time to time. When changes are made, we will revise the “Effective Date” above. Continued use of the Services after such changes constitutes your acceptance of the updated Terms.


9. Governing Law

These Terms are governed by the laws of the State of Indiana, without regard to conflict of law principles. Any disputes will be resolved in the courts located in Grant County, Indiana.


10. Contact Information

For questions or concerns about these Terms, please contact us:

Premier Producers Group DBA Kinzel Senior Benefits

424 N Bradner Ave

Marion, IN 46952

Email: [email protected]


Kinzel Benefits is a licensed insurance agency. We are not affiliated with, endorsed by, or acting on behalf of Medicare, Social Security, or any government agency. Plans are offered by licensed insurance carriers; availability, rates and benefits vary by state, age and health.

Per the National Funeral Directors Association, the median cost of a funeral with viewing, burial, and vault was $9,995 in 2023.

By sharing your contact information you are providing your express written consent to (1) receive marketing and promotional calls from, or on behalf of Kinzel Benefits via live agent, artificial or prerecorded voice, and SMS text at your residential or cellular number, dialed manually or by automated dialing system, and by email and (2) agree to our Terms of Service and Privacy Policy. Message and data rates may apply. Consent to be contacted is not a condition of purchase. If you do not want to give this consent, you can call Kinzel Benefits at (888) 206-1343 to speak to an agent. Please note: If you provided information on a previous form including but not limited to name, address, email, phone, dob, ip address, gender, etc... that information may be populated in this form automatically and shared with us upon your submission or completion of either form.

Our goal is to provide exceptional service. One of our agents may reach out to you to discuss your request, ask for feedback, and/or see if you need any assistance with your products, services, or plans, at the phone number you provided regardless of your do-not-call list status. You may opt out of further contact at any time by simply telling our customer service team that you would no longer like to be contacted. In the event that our team is unable to reach you by phone, they may send you a text message letting you know that we called. Both our text messages and phone calls may be sent or connected utilizing an automated dialing system. Carrier charges may apply. You may opt out of any future contact via text message by replying anytime with "STOP".

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